Tractors
Compact, utility and high horsepower row crop tractors, new and used.
Agricultural machine finance
Finance the ag plant that runs your operation.
Tractors, headers, sprayers, balers and irrigation. Specialist rural lenders with structures built around seasonal income.
- Tractors, headers, harvesters, sprayers and balers
- Seasonal and annual repayment options
- Loans from $20k to $5m+, terms 1 to 7 years
- Private sale, dealer and clearing sale purchases
- Specialist rural lenders on panel
Estimate your ag plant repayments
A quick guide based on the asset cost, an indicative rate and your preferred term. Talk to the team for an accurate quote tailored to your business.
Estimate your ag plant repayments
$180,000
$20,000$1,500,000
Enter the amount you wish to borrow.
5.00%
0.01%20%
Annual interest rate on the loan.
5 years
1 year7 years
Duration of the loan in years.
Monthly payment
$3,397
Your estimated monthly payment.
Total cost of loan$203,809
Built for the way farms actually earn.
Annual income, seasonal cash flow and lumpy capex don't fit a standard monthly repayment plan. Our structures do.
Seasonal repayments
Annual, biannual or harvest aligned payments to match income cycles.
Rural lender panel
Specialist agricultural funders who price farm operators properly.
Clearing sale ready
We pre approve so you can bid with confidence at clearing sales.
Whole package funding
Tractor plus implements plus GPS guidance, all in one facility.
What we finance
Broadacre, mixed farming, horticulture, livestock and irrigation.
Headers and harvesters
Grain, cotton, sugar cane and specialty crop harvesters.
Sprayers and spreaders
Self propelled, trailing and aerial spray rigs, plus spreaders.
Balers and hay gear
Round, square and large square balers, rakes and mowers.
Tillage and seeding
Air seeders, planters, ploughs, discs and tillage implements.
Irrigation and water
Pivots, pumps, motors and water infrastructure.
Why farmers use us.
Generalist banks struggle with seasonal income, off farm earnings and large capex spikes. Rural specialist lenders don't, and that is who we work with.
We line up the application around the way your enterprise actually earns, including grain receipts, livestock sales, contract income and off farm wages, so the deal reflects the whole picture.
How it works
- 01
Quick apply
Two minutes, no credit impact. We need the basics and the asset details.
- 02
Structure the deal
We choose the right rural lender and structure repayments to your season.
- 03
Settle direct
Funds released to the dealer, agent or vendor so you can get to work.
Related machine finance
Continue exploring across our lender panel.
Frequently asked questions
Yes. Annual, biannual and harvest aligned repayment schedules are standard on the rural panel. We structure the cash flow before submitting.