Used Machine Loans
A good used machine can do the same job for a fraction of the price. We finance it, whether you found it at a dealer or in a private sale.
- Late-model and older machines funded
- Dealer and private sales
- Valuation handled for you
- Deposit options to sharpen approval
Estimate your repayments
A quick guide based on the asset cost, an indicative rate and your preferred term. Talk to the team for an accurate quote tailored to your business.
Estimate your repayments
Enter the amount you wish to borrow.
Annual interest rate on the loan.
Duration of the loan in years.
Monthly payment
$849
Your estimated monthly payment.
Why used makes sense
New machinery loses a chunk of its value the moment it leaves the yard. A well-kept used machine skips that first drop and still earns the same revenue. For a lot of businesses, used is the smarter buy, not the compromise.
What lenders look at on a used machine
Used finance comes down to one question: how easily could the lender resell the machine if something went wrong.
Age and hours or kilometres
Assessed at the end of the term, not just today.
Make and market depth
Common, well-supported brands are easier to resell.
Dealer versus private sale
Private sales add a couple of steps, not a wall.
Your file and time in business
A strong ABN history offsets an older asset.
Private sale? We handle the paperwork
Private sales add a few steps: a valuation, a PPSR check, and confirming there is no money owing on the machine. We manage that so you are not chasing it yourself.
Older or higher-hour machines may need a deposit or sit at a slightly higher rate. None of that stops the deal, it just shapes it.
Related machine finance
Continue exploring across our lender panel.
Frequently asked questions
Yes. We arrange the valuation and PPSR check as part of the process.